If you have a problem with a credit reporting agency regarding placing a credit freeze, file a complaint with the Consumer Financial Protection Bureau or call 85. Get in touch to find out more about how TransUnion products and services can help meet your business needs. Immediately report and dispute all problems or unauthorized transactions. Since a freeze will not prevent the fraudulent use of credit cards, bank accounts, investments, or other financial products, routinely check all accounts for unauthorized or suspicious activity. Most businesses will not open credit accounts without first checking a consumers credit history. Box 105788 Atlanta, GA 30348-5788Įxperian Security Freeze P.O. A security freeze can help prevent identity theft. Following is more contact information to get your free credit freeze:Įquifax Information Services LLC P.O. When requesting a credit freeze, be prepared to provide your social security number and answer questions to verify your identity. You can request a freeze online, by phone, mail or app by contacting Equifax, Experian, and TransUnion. Unfreeze the report with no specified end date 2. Placing, temporarily lifting or permanently removing a freeze is free. This blocks everyone, including identity thieves, so new accounts, services, instant credit, or a loan cannot be opened using your information. A freeze prevents the credit reporting agencies from releasing your credit report or score. You can also place a security freeze for a child under 16 or an incapacitated adult.Ī security freeze is a tool that gives you the choice to “freeze” or lock access to your credit file. Under a new federal law, you are able to freeze and unfreeze your credit files at the three major credit reporting agencies without a fee. When submitting your written request, please include the following information: A written request to place a protected consumer freeze on the named. A credit freeze, also known as a security freeze, is now available free to everyone throughout the country.
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